Garage Sale No More! Do this instead.

Garage Sale No More! Do this instead.

I came across an article on The Simple Dollar by Holly Johnson. Her article “Why I Quit Having Garage Sales (and What We Do Instead)” takes a look at why she gave up on having garage sales. I agree with Holly. A garage sale is hard work! You drag all your junk out to the…

Can I Afford a Vacation Home?

Can I Afford a Vacation Home?

A vacation home is a popular topic for our family. We live in an area where the cost of a primary residence hovers near the one million dollar mark. Our prospects of owning our own home are years in the future. However, there are mountain communities surrounding Los Angeles where the cost to buy a…

Beat the airlines with this one click trick.

Beat the airlines with this one click trick.

So you need to travel somewhere but you are trying to get out of debt. You do the smart thing and shop around for airline flights on the internet. But it seems like every time you visit the airlines website the prices go up just a little bit. You are getting hit with the thinking…

How to Save on Food: Grocery Store Battle Plan

How to Save on Food: Grocery Store Battle Plan

If you follow OurDebt.net you know our mission is to show you what we are doing to get out of debt. Part of getting out of debt is getting smarter about what you buy everyday. Before Melissa and I started paying off debt, eating out was a big part of our lifestyle. We were in…

My Student Loan is Delinquent! What do I do?

My Student Loan is Delinquent! What do I do?

This is a subject that strikes close to home. Though I have never been delinquent, I have come close on occasion. I have, however, seen friends and family fall victim to delinquent student loans. So, what do you do now that you have slipped on your student loan obligations?

Trash or Treasure; Donations of Noncash Items

Trash or Treasure; Donations of Noncash Items

Trash or Treasure; Donations of Noncash Items Author: Peggy L Farnworth Do you have items in your home that are just taking up space?  Or closets that are overflowing – and you wear only a small percentage of what is hanging there? Kill 2 birds with one stone.  Clear out your house and donate the…

Budget: the Power to Change Your Financial Life

Budget: the Power to Change Your Financial Life

Imagine a future in which you are not terrified where your next rent or mortgage payment will come from. Imagine a future of financial stability. Does that financial future sound too good to be true? It shouldn’t. There are very few things out there that truly keep us from succeeding financially. Most of the problems…