My Student Loan is Delinquent! What do I do?

My Student Loan is Delinquent! What do I do?

This is a subject that strikes close to home. Though I have never been delinquent, I have come close on occasion. I have, however, seen friends and family fall victim to delinquent student loans. So, what do you do now that you have slipped on your student loan obligations?

Trash or Treasure; Donations of Noncash Items

Trash or Treasure; Donations of Noncash Items

Trash or Treasure; Donations of Noncash Items Author: Peggy L Farnworth Do you have items in your home that are just taking up space?  Or closets that are overflowing – and you wear only a small percentage of what is hanging there? Kill 2 birds with one stone.  Clear out your house and donate the…

Budget: the Power to Change Your Financial Life

Budget: the Power to Change Your Financial Life

Imagine a future in which you are not terrified where your next rent or mortgage payment will come from. Imagine a future of financial stability. Does that financial future sound too good to be true? It shouldn’t. There are very few things out there that truly keep us from succeeding financially. Most of the problems…

Cut the Cord: How we Saved Over $1,300.00

Cut the Cord: How we Saved Over $1,300.00

One thing we love in our house is curling up on the couch as a family and watching TV. When we started our financial journey we looked at all the aspects of our spending and one area in particular caught our attention. At the time we were spending nearly $65.00 a month for basic cable…

5 Helpful Tips to Surviving A Tough Economy

5 Helpful Tips to Surviving A Tough Economy

Author: Phoebe McEdwards 1. Don\’t be a spendthrift. Simply put: If you can\’t afford it, don\’t buy it. Sure we all want that designer clothes, bags and shoes or the handsome sports car, and what have you but the fact of the matter is most of us just can\’t afford to make the purchases. The simplest…

Endorphins!!! Ninjas of the Brain

Endorphins!!! Ninjas of the Brain

We all feel down and out occasionally, especially when it comes to money.  The trick is to find ways to get us out of our funk and keep us moving forward.  Good news…we are in charge of our own mood!  We all have our own super-powered brain ninjas!!!  They are called endorphins!

Mom Pays Off 60K in 22 Months! Warning: Tears

Mom Pays Off 60K in 22 Months! Warning: Tears

Prophet of Financial Peace I grew up listening to the prophet of financial peace, Dave Ramsey. My parents would play him in the car as we would drive about Houston. I guess a little of it sank in over the years. Unfortunately, I didn’t listen well enough to keep myself from digging a sizable hole in…